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111 cars under 45k Australia-wide

The cars under 45k Australia category covers used vehicles priced from $35190 to $44990. At this level, buyers may be deciding between a newer five-seat SUV, an older model with a third row or a ute with the right setup for work. Before setting a budget, check whether stamp duty, rego, transfer fees or delivery sit outside the advertised price.

This range includes vehicles built for different routines. A RAV4 keeps the size manageable for daily driving, the CX-9 offers seven seats, but boot space becomes tighter when the third row is raised. 

For bigger households, the Carnival combines eight seats with sliding doors. Ranger and Triton variants may suit towing or carrying equipment, provided their cab, drivetrain, payload and towing limits match the job.

Do not assume two versions of the same model are alike. Engine, fuel type, safety features and drive system can change with the year and grade. Service records, tyre condition, upcoming maintenance and insurance costs can also reveal which listing offers better value beyond its odometer reading.

The seller matters too. Cars24 Select cars are sold directly by Cars24, while verified dealer cars come from partner dealers. Read the individual listing for its inspection, warranty, test-drive, delivery and return terms.

Popular cars for sale under 45000 in Australia

Our sales data for the $35,000 to $45,000 band produced a varied shortlist. It includes family SUVs, utes and an eight-seat people mover. This spread shows that buyers using the same budget may be solving different problems with cars under 45000. 

Model name

Current inventory

Toyota RAV4

17

Ford Ranger

10

Mitsubishi Triton

8

Mazda CX-9

6

Kia Carnival

5

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2021 BMW 3
2021 BMW 3
$203/week
$42,290
2023 Toyota RAV4
2023 Toyota RAV4
$182/week
$37,790
2023 Kia Sorento
2023 Kia Sorento
$174/week
$36,190
2020 Toyota RAV4
2020 Toyota RAV4
$210/week
$43,790
2022 Tesla Model Y
2022 Tesla Model Y
$184/week
$38,290
2023 BMW X1
2023 BMW X1
$215/week
$44,990
2020 BMW X3
2020 BMW X3
$174/week
$36,090
2023 Kia Niro
2023 Kia Niro
$177/week
$36,690
2021 Audi A5
2021 Audi A5
$205/week
$42,690
2022 Audi Q5
2022 Audi Q5
$196/week
$40,790
2020 Audi S3
2020 Audi S3
$197/week
$40,990
2021 Toyota RAV4
2021 Toyota RAV4
$194/week
$40,290
2021 Mercedes-benz Glb
2021 Mercedes-benz Glb
$177/week
$36,690
2019 BMW X5
2019 BMW X5
$185/week
$38,390

Used cars market trend for cars under $45k in Australia

A search for the best car under 45k Australia has to offer can therefore lead to very different vehicles. Here’s what our Top 5 cars for sale under 45000 offer: 

  • The RAV4 is a five-seat medium SUV, available with petrol or hybrid power across the relevant years. Two-wheel-drive and all-wheel-drive versions also exist. It may suit buyers who want useful family space without moving to a larger seven-seater.

  • Ranger and Triton models serve a different need. Turbo-diesel power was common in the Rangers chosen, although cab style, engine, payload, towing limit and 4x2 or 4x4 drive vary. Tritons in this group were dual-cab utes and mainly diesel. Their safety equipment, towing capacity and drive type depend on the year and variant.

  • The seven-seat CX-9 generally uses turbo-petrol power, with front-wheel-drive and all-wheel-drive versions available. Buyers using every seat should also check the luggage room with the third row raised. The eight-seat Carnival adds sliding side doors and comes in petrol and diesel versions.

  • The Carnival is an eight-seat people mover available in petrol and diesel versions. Sliding side doors make access easier in narrow car parks, while its seating layout may work better than an SUV for families who regularly use all three rows.

What to check before buying 

Use this quick checklist when comparing cars under 45000:

  • Add government charges, rego, transfer fees, insurance and delivery to calculate the full cost.

  • Compare the age and kilometres together, then consider how the car was used.

  • Read dated service records and note any major scheduled work due soon.

  • Confirm the variant. Engine, gearbox, fuel type, safety equipment, drive type, payload and towing limits can change within one model.

  • Inspect tyres, brakes, warning lights, cold-start behaviour, steering, suspension, cabin wear and repaired damage.

  • Review any Cars24 Car History Report provided, then complete an official PPSR search. PPSR shows registered security interests and usually includes available stolen or written-off information. It does not show the odometer, mechanical condition or amount of finance owing.

  • Compare insurance, servicing, tyres, fuel and charging costs.

  • For a hybrid or EV, check the remaining battery warranty, service records, charging equipment and any battery-health information available. Used batteries do not automatically need replacing.

  • Check ANCAP for the exact generation, covered variant and rating year.

How Cars24 makes finding cars for sale under 45000 easier

  • Our dedicated $35,000 to $45,000 page keeps this price band in one place. Buyers can filter by make, model, body type, fuel, transmission, year, kilometres, location, drivetrain and seller.

  • Every eligible Cars24 Select car is sold directly by us and comes with a 300-point inspection and Car Condition Report.

  • We also provide the applicable PPSR or RWC information, warranty, roadside assistance, delivery and rego transfer support on each Cars24 Select listing. Eligible purchases include our 30-Day Return Guarantee*, subject to current terms.

  • Verified dealer cars are sold by partner dealers and clearly labelled. Their inspection, test-drive, warranty, delivery and return terms are set out in the listing.

Where Cars24 buyers can view cars under 45000

Cars24 has hubs at:

Finance options for cars under 45k in Australia

If you plan to finance your car, eligible buyers can apply through Cars24 Finance. We work with more than 30 lenders, and our finance team can help you explore the available options. Approval rests with the lender, and pre-approval is not final approval. Check the interest rate, comparison rate, deposit, fees, loan term, balloon payment and total amount repayable. A longer term may reduce the weekly repayment but cost more overall. You will also need room in your budget for rego, insurance, servicing, tyres and fuel or charging.

Frequently asked questions

The same $45,000 buys two quite different things. New, it gets you a car with no previous owner and a full factory warranty. Used, it can move you into a larger model or a better-equipped grade that costs considerably more when new. For a used car, pay close attention to its history, condition and factory cover still remaining. Australian Consumer Law guarantees apply when you buy a new or second-hand car from a licensed dealer.

Check the variant first. Two cars wearing the same badge can have different engines, drivetrains, safety equipment and features. Age and kilometres then need some context. A newer car may have clocked up its kilometres on long highway runs, while an older low-kilometre car may have spent years doing short trips. Service records and current condition will tell you more about how each one has been treated.

Yes, but the selection will change as cars are bought and new stock arrives. With used hybrid cars, find out whether you are looking at a regular hybrid or a plug-in hybrid. For an EV, check the battery warranty, supplied charging cable, connector type and any battery-health details available. Do not rely on the model name alone as some cars were sold with several powertrains.

Sometimes. A drive-away price includes the mandatory charges needed to take the car home. If the advertised price excludes government charges, you still need to allow for stamp duty, rego and transfer fees. Insurance, delivery and optional products may sit outside either figure, so read the price breakdown before paying.

The purchase price is only the first number. An SUV or ute on large wheels may need more expensive tyres, while a higher grade can also cost more to insure. Check whether the engine requires premium fuel and see what servicing is due next. Rego, brakes, tyres and regular fuel or charging costs all need a place in the budget too.

Yes, particularly if it is a late-model car. The model year does not tell you exactly how much cover remains because the warranty generally starts when the car is first delivered or registered for warranty. Ask for the start date, then confirm the cover with the manufacturer using the VIN. Remember to check the kilometre limit, servicing requirements and any conditions for transferring the warranty.

No, so check who is selling the car. Cars24 Select cars are sold directly by Cars24 and include a complimentary three-month warranty. Eligible direct purchases also receive the 30-Day Return Guarantee*, with a limit of 30 calendar days and 1,000 kilometres from delivery. For returns requested from day eight, the service fee shown on the car’s listing may be deducted unless the waiver conditions apply. Partner dealer cars follow the warranty and return terms set out by that seller.

Yes, Cars24 manages the registration transfer for Cars24 Select vehicles, so you don’t have to deal with paperwork ourselves


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